Damage cover and claims
What is covered up to $1,000 per job, what is not, and how a claim is decided. Last updated 4 November 2026.
What is covered
If your goods are lost or damaged because of how our driver handled or secured them, we cover the repair or replacement cost up to $1,000 per job, including GST.
Cover applies from the moment the load is secured at pickup until it is delivered and photographed.
What is not covered
- Damage that existed before pickup, or that the booking photos show.
- Damage caused by packing that was not adequate for transport.
- Cash, jewellery, documents, artworks, keys and other irreplaceable items.
- Perishable goods, plants and live animals.
- Items that were not described in the booking, or that exceed the 900 kg limit.
- Consequential losses such as lost rent, lost business or missed appointments.
How to claim
- Open the job in your account within 48 hours of delivery and report the problem.
- Describe what happened and add photos of the damage and of the item.
- We may ask for the delivery photos, which are stored with the job.
- Ops decide the claim, usually within ten business days. If it is upheld, the job is refunded; if the item can be repaired, we may arrange that instead.
The driver's insurance
Every driver must hold current Manitoba Autopac insurance and a valid licence to be online. Vehicles rated at 4,500 kg or more must also carry cargo insurance. We check expiry dates before a driver can accept work.
Your statutory rights
This cover is in addition to your rights under Manitoba's Consumer Protection Act and the common law. Nothing here limits a right that cannot be waived.